A clear vehicle title in hand is a good start as well as your ID. If you don’t possess a title and your vehicle is paid off, we may be able to help you attain one. Valid insurance that meets all minimum coverage requirements is mandatory. Please be able to provide proof of work history to show a stronger ability to make monthly payments. A few clear snapshots of the vehicle will help as well.
Absolutely! We look at value, value, value when it comes to your car title loan. We have tons of customers with older, lower mileage vehicles in amazing condition that may qualify that we encourage to apply. Pre-qualification takes as little as 5 mins and it’s done right over the phone.
All car title loan borrowers must be a legal adult – 18 years of age or older with a valid state-issued identification. All co-signers of any car title loan must also be a legal adult.
Most car title loan borrowers receive $2500.00 or more in exchange for a lien on their car title. You get to keep driving your vehicle while making monthly payments that are automatically debited from an account you provide to us. We use the same account to initially fund your loan in as little as 24 hours.
For a more accurate quote, call one of our agents now and we can give you a more clear picture of what you qualify for in just a few minutes. Please be prepared to promptly provide the year, make, model and mileage of your vehicle.
Unfortunately, for those individuals applying who are not currently earning consistent income, you will not qualify. We ask that all applicants have steady verifiable income to give yourself the best chance at repaying the loan on time. This will ensure best business practices are followed by us and we are setting up our customers for success. Self-Employed individuals are encouraged to apply as well.
For most borrowers, if your vehicle is fairly modern with less than 175,000 miles you have the best chance at qualifying. All vehicles must be in working condition and possess enough value to meet your minimum state requirements for a car title loan. The vehicle must be paid off with a title free of any additional debt and must remain free of any other liens throughout the duration of the loan. Your car should also be free of any major dents and damage to help better qualify you.
Credit does play a role in qualifying for a car title loan, however, it is only a standard procedure for us to perform a credit check and it should not discourage you from applying for a car title loan from Walton Title Loans.