Complete some basic information about your car to get the process started. It takes less than 2 minutes.
We verify the information you have given us.
Your ID or driver license, proof of income (min $1500/mo) and your car title.
Receive the money by cash, check, or deposit. It’s fast and takes about 1 hour.
Get approved for a loan in less than 15 minutes by calling 888-663-7074 or apply online.
The interest rate lowers every month, once you make a monthly payment.
You’ll keep driving your car and receive your title back once your last payment has been completed.
There are over 100 offices in the US so it’s easy to get your car qualified.
You don’t need to have a good credit to get a car title loan.
Choose how long your loan term is. Find a plan that fits your needs.
The title must be under your name and the vehicle must be lien-free.
You'll need a form of identification.
You will need proof of insurance and registration on your vehicle.
You must be a legal adult over 18 years old.
You own the vehicle with title in hand.
All borrowers must be working with a minimum $1500 in monthly income.
Vehicle owners with a consistent work history who desire fast financing should give Walton Title Loans a call. We specialize in keeping you moving while still providing the cash you need in a timely manner. What do we mean by timely? In as little as one business day we can have you pre-qualified, verified, & funded with your money wired right to your checking account.
A car title loan provides several thousand in immediate financial assistance while providing the ability to reimburse us with a single payment each month. If you acquire the capital necessary to relieve your debt early, we offer no additional penalties for early repayment. Is a car title loan for you? YES! A car title loan is for everyone who wishes to bypass the bank and get what they need fast.
A lien from us is placed on your title and when you pay it off we provide you with a lien-free title in return. You are free to use the vehicle as you need to as long as you remain current on your month-to month payments. Typical loan periods are around 6-12 months and you are free to repay the loan off early if you wish without a prepayment penalty past Month 1.
If your vehicle is free of any pre-existing debt that is a good start. You will need to have your car title in your possession in order to qualify. The primary factor we look for is market value. Some vehicles are in excellent condition with slightly high mileage and still qualify because of the year make and model. Other vehicles can be seen as “standard” passenger vehicles with low mileage and great condition and should still qualify, again, because their market value is there. Take a look at some examples of some titles we have loaned against in the past:
As you can see, we offer borrowing capabilities for a diverse set of cars, trucks, vans, and classics with a car title loan from Walton.
When you choose Walton Title Loans you choose simplicity. Have your car title ready coupled with your current insurance information as well as some type of way to verify your income. Once your vehicle is pre-qualified right over the phone we can initiate the formal application process and authorize a formal third-party inspection to be performed on your vehicle. They will verify the mileage in addition to the inside and outside condition of your car, truck, or van. Inspectors will also verify the mechanical condition of the vehicle in order to ensure it will maintain its value throughout the duration of the loan.
Once all the critical details have been verified we will issue you some formal documents to review and sign. Your money can be wired directly to your bank account.